Online payment:Lazy bum's heaven

Call me bum bum or whatever names you call a lazy person. When I sign up or purchase a product, I'll always ask if they have any online services available. Especially products which requires me to pay or check on periodically on a monthly or yearly basis. I've been doing my online bill payments online, transferring cash online and I even buy my clothing and groceries online. Oh by the way, I've just changed my current insurance because they do not have a portal for me to pay my car insurance online.